Homes For Sale in Windermere FL Under 400K

Homes For Sale in Windermere FL Under 400K

The Rare Homes for Sale in Windermere FL Under 400k

The picturesque town of Windermere, FL is a hidden gem where affordable luxury awaits. If you’re looking for a peaceful, family-friendly neighborhood with top-notch schools and a vibrant community, then you’ve come to the right place.

Homes For Sale in Windermere FL

This town offers not only a high quality of life but also a wide range of budget-friendly housing options. So, if you’re in the market for a new home, why not consider homes for sale in Windermere FL under 400k?

Finding a home that fits your budget without compromising your lifestyle can be a challenge. But in Windermere, you’ll find a variety of homes for sale in Windermere FL under 400k that offer both comfort and luxury. From cozy townhouses and budget-friendly condos to spacious single-family homes, Windermere caters to every preference and budget.

Key Takeaways

  • Windermere, FL offers a diversity of affordable housing options under $400k, including townhouses, condos, and single-family homes, despite a higher median home sold price.

  • The local real estate market is active, with listings available on popular platforms and local agents providing access to tailored MLS searches to meet specific requirements.

  • Windermere provides a desirable quality of life with top-rated schools, low crime rates, diverse amenities, and a strong sense of community, making it a prime location for homeowners.

Discovering Windermere's Affordable Gems

A variety of budget-friendly housing options in Windermere, including townhouses, condos, and single-family homesWith 8 homes currently listed for sale in Windermere FL under $400k (often there are none), there’s no shortage of affordable homes in Windermere. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a variety of options that fit your budget. The previous month alone saw the availability of 2 condominiums and 1 townhouse, all sale priced under $400k.

You can find these affordable properties on reliable websites like ours as we list currently available homes. These platforms offer a wealth of information including price, location, property type, and more, helping you narrow down your options and find the perfect home.

In Windermere, affordability doesn’t mean you have to compromise on quality or comfort. The town offers a variety of housing options including townhouses, condos, and single-family homes. Each type of home has its own unique benefits, and depending on your lifestyle and needs, one may be a better fit for you than the others.

Townhouse Treasures in Windermere

Townhouses in Windermere are a popular choice due to their affordability and convenience. They offer a smaller, more manageable size compared to single-family homes, which positively impacts home values in the area. Plus, the Homeowners Association (HOA) fees cover yard maintenance and exterior repairs, making it easier for homeowners to maintain their properties.

Choosing a townhouse doesn’t imply a compromise on amenities. Windermere townhouse communities offer a wide range of amenities including:

  • Aquatic centers

  • Lap pools

  • Golf courses

  • Clubhouses

  • Tennis courts

  • Dog parks

  • Media rooms

  • Spaces for social gatherings and events, dining & media events

These amenities enhance the lifestyle and appeal of townhouse living, making it an attractive option for buyers.

Each of these communities offers a distinct environment and unique characteristics, making them popular choices for residents.

Condo Living in Windermere: A Budget-Friendly Option

Another budget-friendly housing option in Windermere is condominium living. Condos provide numerous advantages for budget-conscious buyers, including low maintenance and affordability compared to single-family homes. This affordability, along with the potential for lower down payments, makes condos an attractive option for first-time homebuyers.

The cost of living in a Windermere condo is typically more economical compared to a single-family home. Condos have a starting price of around $290,000, but it’s important to factor in HOA fees when assessing the overall expenses. Check real estate listings on platforms like realtor.com® and Zillow for the latest pricing information as these are known to be dependable.

In addition to their affordability, Windermere condos also offer a variety of amenities. Most condo complexes are located near scenic lakes and parks and offer amenities like an elevated outdoor pool, hot tub, private beach area, free wifi, a community pool, and fitness centers. 

Single-Family Homes: Space and Comfort Within Reach

For those who value space and comfort, single-family homes in Windermere offer a great option. These homes provide ample space for comfortable living, with sizes typically ranging from 875 to 2,987 square feet, and an average size of about 1,548 square feet.

Single-family homes in Windermere showcase a range of architectural styles such as Ranch House/Rambler and Cottage Home designs. These properties often boast spacious lots, modernized kitchens and bathrooms, generous bedroom sizes, expansive living areas, private garages, and outdoor yards.

The most cost-effective residential areas in Windermere for single-family homes include:

  • Windermere Trails

  • Lakes of Windermere

  • Lake Burden

  • Windermere Sound communities

The diverse range of options for potential buyers, including homes for sale, is reflected in the median home sold price of $766,000, showcasing a diverse range of options for potential buyers.

The Windermere Real Estate Market Overview

Windermere real estate market overview with current trends and average pricesUnderstanding the real estate market in Windermere is key to finding a home that fits your budget. Current market trends indicate that the median home sold price in November 2023 was $766,000, reflecting a 1.6% decrease from the previous year. On the other hand, the median listing home price stood at $967.5K, demonstrating a 10.3% year-over-year increase.

The average home price in Windermere FL is $967.5K. This price point reflects the area’s desirability and the high quality of life it offers its residents. The real estate market in Windermere provides a diverse range of property types to accommodate various lifestyles and preferences, including:

  • Single-family homes

  • Luxury estates

  • Waterfront properties

  • Golf course homes

  • Gated communities

Whether you’re looking for a spacious family home or a luxurious waterfront retreat, Windermere has something to offer for everyone.

These trends and statistics offer useful data about the process of buying and selling homes in Windermere. They can help you gauge the market, make informed decisions, and ultimately find a home that fits your needs and budget.

How to Search Effectively for Windermere Listings

Finding the right home in Windermere starts with an effective search strategy. Online tools make it easier to search for houses in Windermere, offering convenience, efficiency, and the ability to apply specific filters such as price range, bedrooms, and square footage to your search. Top online platforms for real estate listings in Windermere include WindermereFL.com ,Realtor.com, Movoto, and Zillow. These platforms offer comprehensive listings and user-friendly search functionalities.

Working with a local real estate agent is another efficient method for searching for properties. Collaborating with an agent grants access to the Multiple Listing Service (MLS), which provides tailored search capabilities for identifying properties that align with your individual requirements, financial constraints, and pre-approval status. With access to active listings, you can easily find the perfect property for your needs.

The MLS provides the capability for tailored searches, enabling agents to efficiently pinpoint homes that meet their clients’ specific requirements such as budget, desired amenities, and pre-approval status. This personalized approach can save you time and effort in your home search.

Financing Solutions for Windermere Properties

Once you’ve found a property that fits your needs, the next step is securing financing. In Windermere, homebuyers have the option to apply for conventional loans provided by local banks and credit unions such as:

  • Wells Fargo Bank

  • Chase Bank

  • PrimeLending

  • Seaside National Bank & Trust Windermere

  • Suntrust

  • Trustco Bank

To secure a mortgage in Windermere, you’ll need a minimum credit score of 620 for conventional loans, or higher for borrowers with higher risk. For FHA mortgages, a 3.5% down payment is mandatory. The current mortgage rates stand at 7.21% for a 30-year fixed, 6.51% for a 15-year fixed, and 7.27% for a 5-year loan. (all rates vary)

If you’re a first-time homebuyer, there are also down payment assistance programs available in Windermere. The Down Payment Assistance Program and the City of Orlando’s Down Payment Assistance (DPA) Program are both accessible in Windermere. These programs aim to support eligible first-time homebuyers with their down payment and closing costs.

Getting to Know Windermere: Location, Lifestyle, and Amenities

Windermere, Florida is positioned on an isthmus between several lakes in the Lake Butler chain, offering a scenic backdrop and distinctive waterfront living experience. The climate in Windermere features long, hot, and wet summers with mostly cloudy skies, and short, cool, partly cloudy winters, providing a comfortable environment throughout the year.

Windermere provides a variety of amenities, such as access to scenic lakes for outdoor activities and several highly-rated parks like Central Park, Town Square Park, Fernwood Park, and The Windermere. These amenities enhance the lifestyle and appeal of living in Windermere, making it an attractive option for buyers.

In addition to its natural beauty and amenities, Windermere is known for its strong sense of community. Residents enjoy a family-friendly, elegant, and unique atmosphere, which makes Windermere one of the premier places to reside in Florida.

Why Choose Windermere FL 34786?

There are many reasons why Windermere’s 34786 zip code is an ideal place to call home. For families with children, the area offers top-rated schools like:

  • Windermere Elementary School

  • Keenes Crossing Elementary School

  • Bay Lake Elementary School

The sense of community in Windermere FL 34786 is strong, characterized by a family-friendly, elegant, and unique atmosphere. In addition to its great community, Windermere is also considered a safe area to live. The crime rates in Windermere are significantly lower than the U.S. average, with the crime rate in 2020 standing at 150, significantly lower than the U.S. average.

These factors, combined with the town’s picturesque surroundings, high quality of life, and wide range of affordable housing options deemed reliable, make Windermere an ideal place to call home.

Ready to Tour? Contact a Windermere Realty Expert

When you’re ready to start touring homes in Windermere, it’s worth reaching out to a local real estate expert. Our highly skilled real estate agents in Windermere possess extensive local knowledge and are prepared to address your inquiries regarding:

  • properties

  • neighborhoods

  • schools

  • the latest available listings for sale in Windermere.

When selecting a real estate agent, it’s important to consider their trustworthiness, active involvement in the community, and genuine concern for your happiness and goals. A real estate agent can provide support in your Windermere property search by aiding in budget identification, securing pre-approval, locating the ideal home, offering advice on house styles and online search strategies, collaborating with listing agents to evaluate offers and negotiate agreements, and assisting in overcoming any obstacles that may arise during the process.

Collaborating with a local real estate professional simplifies the home buying process and helps you find a property that suits your needs and budget on the perfect site. Co-ownership is one option to consider, especially for non commercial properties, when looking to sell in the future.


With its scenic surroundings, strong sense of community, and diverse range of affordable housing options, Windermere FL 34786 is an ideal place to call home. Whether you’re looking for a cozy townhouse, a budget-friendly condo, or a spacious single-family home, Windermere has something to offer for every preference and budget.

Begin your home search today and discover the affordable luxury that awaits you in Windermere. With the right strategy, the help of a local real estate expert, and a bit of persistence, your dream home in Windermere could be just a few clicks away.

Frequently Asked Questions

What is the biggest house in Windermere Florida?

The biggest house in Windermere, Florida, is the Versailles House.

What types of affordable homes are available in Windermere?

In Windermere, you can find affordable townhouses, condos, and single-family homes to choose from. Whether you're looking for a cozy condo or a spacious single-family home, there are options available for different preferences and budgets.

What are the benefits of living in a townhouse in Windermere?

Living in a townhouse in Windermere offers affordability, convenience, and a range of community amenities, making it an attractive option for many individuals or families.

How can I search effectively for homes in Windermere?

To search effectively for homes in Windermere, consider using online tools like WindermereFL.com, Realtor.com, Movoto, and Zillow, or work with a local real estate agent who has access to the MLS. These resources can provide comprehensive listings and valuable insights.

What financing options are available for purchasing a home in Windermere?

Homebuyers in Windermere can apply for conventional loans from local banks and credit unions, and may also be eligible for down payment assistance programs as first-time homebuyers. Consider exploring these options to finance a home in Windermere. Contact us for assistance.

All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 4/13/24 2:38 AM) |

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Wendy Morris LLC
DBA Wendy Morris Realty
Licensed in the State of Florida
BK 3146762
16797 Broadwater Avenue
Winter Garden, Florida 34787

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